When Roth IRAs Don’t Work

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Admittedly, we’ve been a little excited about the Roth IRA and all of the fancy tricks it can do. At 20 years old, it’s still a young option full of possibilities. It even acts invisible at times. Did you know that since Congress first allowed all owners of Traditional IRAs to make full or partial conversions to Roth IRAs in 2010, savers have done more than one million conversions and switched more than $75 billion from Traditional IRAs to Roth accounts (Wall Street Journal)?
Today, we are going to talk about when the Roth IRAs don’t work. It may seem shocking, but there are times when it just doesn’t make good financial sense. Tune in to hear more.