Lunch & Learns: 12-1pm The Third Wednesday of Every Month
These classes teach you to assess your financial situation and develop a personalized plan to help, achieve, and maintain your retirement goals.
THE THIRD WEDNESDAY, EVERY MONTH | 12 – 1 PM
SOCIAL SECURITY | JUNE 21
Learn about Social Security retirement and disability benefits, for you and your dependents.
ABCs OF RMDs AND QCDs | JULY 19
Required Minimum Distributions (RMD) from you tax-deferred retirement accounts may go towards a Qualified Charitable Distribution (QCD). And why might you want to do that?
AVOIDING 60-DAY ROLLOVER MISTAKES | AUGUST 16
The IRS may waive the 60-day rollover requirement in certain situations. But how do you avoid this potential problem?
MEDICARE 101 | SEPTEMBER 20
Join Dawn McConnell and Laverna Witkop from Ford Insurance as we discuss Medicare. We will simplify the topic and help you navigate through your questions.
Asset Transfers& Tax Strategies
Asset Transfers & Tax Strategies
What: WCMU Virtual Estate Planning Webinar
Hosts: Dennis Prout and Heidi Thompson
Thursday, November 18, 2021
Time: 6:30 p.m.
During this seminar Dennis Prout and Heidi Thompson will clarify how different assets transfer at death, the importance of naming beneficiaries and tax strategies for your portfolio. Your working years focused on saving to accumulate enough for your retirement. In your retirement years, your mindset must shift to preserving the money you saved and making it last for your family.
REGISTER HERE
Retirement Planning Today (Online)
Retirement Planning Today (LIVESTREAM)
Retirement Planning Today is a comprehensive course that helps you see the “big picture.” It examines many aspects of personal finance and how they can work together to create an integrated retirement plan. In this webinar, you will learn about the many ways to save for retirement. You will discover how to save money on taxes, manage investment risks and protect your assets from potential long-term health care expenses. It will also teach you how to avoid the top 10 biggest retirement planning mistakes. You will receive a workbook via email with examples and illustrations to follow along with the classroom presentation along with bonus worksheets. This course is educational and non-commercial. No specific financial products are discussed or sold. Class size is limited.
More Information (pdf download)
Date: February 4 & 11 (This course consists of two sessions)
Time: 6:00–8:00 p.m.
Location:
Online Class – Live Private Zoom Call
Register Here
The New SECURE Act: Changes & New Retirement Strategies
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The New SECURE Act:
Changes & New Retirement Strategies
Did you know the New SECURE Act was signed into law at the end of 2019. The Stretch IRA has been eliminated. Trust IRAs are not exempt — including Roth IRAs. This new legislation may affect your assets and your beneficiaries.
Join us for a class to stay ahead of the changes and learn new retirement strategies.
There is no cost for this class, but please R.S.V.P. Seating is limited. Refreshments and light snacks provided.
Dates/times:
Wednesday, February 19, 6:00 PM
Location:
Cambria Hotel & Suites
255 Munson Avenue
Traverse City, MI 49684
Please R.S.V.P. by calling Beth at (231) 947-3992 or by clicking below
This material has been prepared for informational purposes and is not intended as tax or accounting advice. Please consult tax or accounting professionals for specific information regarding your individual situation. |
RMDs, Taxes and the Effect on Social Security Class
What makes age 70 ½ so significant? Starting with the year of turning age 70 ½ you must begin taking withdrawals from your tax-deferred retirement accounts, including traditional IRAs and your 401(k). These are known as Required Minimum Distributions, or RMDs. If you are at or near retirement age, you will soon have to pay taxes on your IRAs and other tax-deferred savings accounts. Taxes on RMDs can be a major burden … unless you know how to protect yourself. Learn the simple strategies and new tax code and how it may affect you. Please join your host, Dennis Prout, Certified Financial Planner and Master Elite Advisor with Ed Slott and Associates for this informative financial planning class. A guest may attend with you at no additional charge.
Thursday, February 21 : 6-9 p.m.
Instructor: Dennis Prout
Cost: $45
Register Here
Or call NMC: 231-995-1700
Maximizing Social Security : CEPF-004
For many Americans, Social Security is the single largest asset they have in retirement, and greater than 90% of all recipients do not maximize their Social Security benefits. Advance planning is essential and the decisions you make today can have a tremendous impact on the total amount of benefits you stand to receive over your lifetime. This educational workshop will provide you with much needed information to help you understand the system, coordinate spousal and survivor benefits, manage taxes, and maximize your personal benefits. Whether you’re single, married, divorced or widowed, there may be many ways to maximize the lifetime Social Security benefits you receive. Please join your host, Dennis Prout, Certified Financial Planner and Master Elite Advisor with Ed Slott and Associates for this informative financial planning class. A guest may attend with you at no additional charge. Extra workbooks are available for $6 at class.
Thursday, October 18 : 6-8:30 p.m.
Instructor: Dennis Prout
Cost: $29
Register Here
Or call NMC: 231-995-1700
RMDs, Taxes and the Effect on Social Security Class : CEPF-003
What makes age 70 ½ so significant? Starting with the year of turning age 70 ½ you must begin taking withdrawals from your tax-deferred retirement accounts, including traditional IRAs and your 401(k). These are known as Required Minimum Distributions, or RMDs. If you’re at or near retirement age, you’ll soon have to pay taxes on your IRAs and other tax-deferred savings accounts. Taxes on RMDs can be a major burden … unless you know how to protect yourself. Learn the simple strategies and new tax code and how it may affect you. Please join your host, Dennis Prout, Certified Financial Planner and Master Elite Advisor with Ed Slott and Associates for this informative financial planning class. A guest may attend with you at no additional charge.
Thursday, November 8 : 6-9 p.m.
Instructor: Dennis Prout
Cost: $45
Register Here
Or call NMC: 231-995-1700
Women in Retirement : CEPF-002
Please join your host, Heidi Thompson, Financial Planner, for a women’s ONLY educational opportunity. Together we will navigate the complex world of finances by mapping out investment strategies specific to women. You will also learn how to select your professional partnerships in retirement planning and how to talk to your family about money. A guest may attend with you at no additional charge.
Tuesday, October 16 : 6-9 p.m.
Instructor: Heidi Thompson
Cost: $45
Register Here
Or call NMC: 231-995-1700
NEW RETIREMENT RADIO LIVE! SOLD OUT!
Be a part of our LIVE studio audience!
You’re invited to be a part of our live studio audience for an evening of entertainment, light snacks provided by Sugar 2 Salt and lively commentary on the changing world of money and how it will affect you. Topics include: Healthcare, Roth IRAs, crypto-currency and the new tax reform measures.
Live music by Miriam Pico. Guest speaker, Raymond Minervini speaks on the history of Kirkbride Hall at the Grand Traverse Commons.
Hosted by Shea Petaja. Presentation by Dennis Prout, CFP®, and Heidi Thompson.
Date/time:
Thursday, March 8, 6:00PM – 8:30PM
Location:
Kirkbride Hall – Grand Traverse Commons 700 Cottageview Dr #200 Traverse City, MI (231) 941-1961
Cost:
Free for clients and their guests.
$12 each or 2 for $20.
FLOURISH: INVESTMENT STRATEGIES FOR WOMEN
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We invite you to an evening of storytelling and connection. You’ll hear from Heidi Thompson, Prout Financial Design advisor.Her career in finance started in 1985 and has evolved alongside raising three daughters as a single mother. Statistics show that over half of women 65 and older are single. Whether you’re married, divorced, widowed or have always been single, Heidi will teach you how to Flourish in your financial planning.
Join us and connect with other clients who share your experience. Seating is limited. Please RSVP. Hosted by Shea Petaja.
Date/time:
Thursday, June 6, 6:30-9:00PM
Location:
Traverse City Golf & Country Club
1725 S Union Street
Traverse City, MI 49684
Please RSVP by calling Beth at (231) 947-3992 or by clicking below
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