Do you need to withdraw money from your retirement accounts prior to age 59½? If so, there will be a penalty for doing so. But keep in mind that there are exceptions to every rule. In this case, they are referred to as “10% Early Distribution Penalty Exceptions.” Ed Slott’s recent workshop dedicated 38 pages of material to cover these rules! What does that tell you?

Age matters.

Join us today as we share multiple examples of how important it is to understand the rules and use the exceptions wisely. Tune in and take control!

The COVID-19 death rate has reached 5 million globally, supply chains are sluggish (at best), oil prices are soaring and inflation is at an all-time high since the early ’80s. Congress is currently targeting IRAs in their new proposals – especially Roth IRAs. Investors are beginning to ask more seriously, “Looking at the year ahead, should I worry?”

Maybe.

What we CAN DO is look at the facts, our personal finances and adjust accordingly. Over the last two years, nothing has been predictable. We believe that the opposite of anxiety is action.

Occasionally, we’ll get Bob Simpson from the Social Security Office to join us LIVE! It’s a real treat to hear directly from the man who has worked over 30 years doing what he loves … helping people make the most of their Social Security benefits. There is never a dull moment with Bob on the mic! We will be talking about six major Social Security changes in 2022, year-end planning and answering all our listeners’ questions.

Go beyond getting advice from friends, hear directly from the source today.

Meet our friend, Vaughn Housepian. He’s an unlikely retirement story. Vaugh spent the majority of his 20s bouncing from job to job hoping to land something permanent, only to find himself starting over again and again. It wasn’t until a member of his church suggested that he take a temp job at GM to help cover the bills that things started to find traction. The temp job turned into a successful 30-year career as an engineer at GM where he became known as the “numbers guy.” Upon retirement, he and his wife Sue decided to work together … at Disney!

Tune in and hear the rest of their story today. You’ll be surprised and challenged to stay the course when the going gets tough!

Last week, it was Year-End Checklist time … this week it’s Tax To-Do’s with guest CPA, Jon Sluis, of Intrust CPA. Jon is a regular on our program who offers unique insights for our listeners. Not only will he remind us of what we should be looking at right now, he will weigh in on a few government tax proposals we may need to consider. It’s also a good time to talk about the cost of converting to a Roth IRA and determining if that is the right choice for you.

As always, this will be a fast-paced, action-packed program. Be ready to take some notes and don’t forget to call in LIVE with your questions.