The LEARNING library

Tune in to valuable financial insight on WTCM AM 580 at 10:10 a.m. every Thursday to listen and learn while Retirement Planning Expert, Dennis Prout, CFP, and co-host Shea Petaja discuss and answer your questions on the latest financial news, tips, and strategies.

If you miss the Thursday show, you can hear it rebroadcast every Saturday at 9:00 a.m. on AM 580.


Questions or comments?

Call (231) 947-7675 during the show to talk with Dennis and Shea on the air.


Play Ten Things to Plan for in 2018 radio show
Ten Things to Plan for in 2018 November 16, 2017

In Today’s show Dennis Prout and Shea Petaja will look ahead to 2018 and go over the top ten things people should consider as a sort of “to-do” list for the new year.

Play The Price of Freedom radio show
The Price of Freedom November 9, 2017

We could never repay those who have served. Today, however, we will attempt to say “thank you” to our veterans the only way we know how – by delivering a show packed with financial information to empower our vets and to help them plan their financial future.
This week also brings a few hot topics, including the Fed Chair selection and Trump’s GOP tax plan. Tune in today to hear how we think these decisions could affect you personally.

Play Saver’s Problems radio show
Saver’s Problems November 2, 2017

During the Great Recession in 2008, my uncle, a self-made man, said to me, “The rich have a lot to worry about right now. They have more to lose.” That stuck with me the same way stories of the suddenly rich lottery winners do. They sabotage their wealth and end up worse off than before they made their bet. Is it really better to have more? Whichever way you look at it, the more you have saved, the more you must manage.
Join us today as we discuss Savers’ Problems. We think it’s a good problem to have, and we’re here to help you navigate through it.

Play The Impact of Giving radio show
The Impact of Giving October 26, 2017

Growing up, my dad had a lot of quotes. Perhaps that is why Ron Jolly has nicknamed me the “Quote Queen” (I’ve had years of training!). One quote that has stuck with me is, “Many things will capture your attention, pay attention to what captures your heart.” Today’s show will do just that … it will capture your heart. Why? Because it’s a show about giving.
One year ago, Wendy Steele, the Founder of Impact 100, announced on our show that the international organization was starting a chapter here in Traverse City. What does that mean exactly? It means that if 100 women gathered and gave $1,000 each, then one non-profit was going to receive a $100,000 grant.
Guess what? Traverse City’s Impact 100 chapter didn’t do that.
Instead, they gathered 255 members! Guess what that means? TWO local non-profits are going to receive a $127,500 grant on November 8, 2017.
Listen to this show to find out how the power of giving is impacting our area.

Play You HAVE to Take Your Money radio show
You HAVE to Take Your Money October 19, 2017

There’s this little thing (okay, it’s a really BIG thing) that happens when you turn 70½ … it’s called an RMD – Required Minimum Distribution. In other words, you HAVE to start drawing income from most of your retirement accounts whether you want to or not. Knowing your RMD date is very important. There is a 50% penalty waiting for those who miss the correct calculations. When 10,000 Baby Boomers turn 65 each day, there are bound to be a few mistakes. Listen to this episode for tips to avoid those mistakes while Dennis Prout provides strategies for RMD withdrawals.