15 Ways to Stay in the 20%

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According to the U.S. News & World Report, 80 percent of New Year’s resolutions fail by February. Thankfully, to help us stay in the 20 percent, Kiplinger’sreleased the “15 Steps to a Prosperous New Year.” While we can’t promise that you’ll be prosperous in 2019, we do know that if you aim at nothing, you’ll hit it every time. Why not make a checklist and work through it? Most financial changes are small and incremental … yet, over time, they can be significant!